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You are here: Skip Navigation LinksCity of Frisco, Texas > Projects / Programs > Projects / Programs > Down Payment Assistance Programs

 Down Payment Assistance Programs 

The Housing Trust Fund offers two Down Payment Assistance Programs designed to help low and moderate income families who work in the city limits of Frisco also purchase a home in the City of Frisco.

Program #1: The Frisco Down Payment Assistance Program 
(targeted to families working in the city limits of Frisco)

Families with at least one adult working full-time in Frisco for at least 6 months may be assisted in purchasing a home in Frisco.

The program provides forgivable loans of up to $10,000 to qualified homebuyers for the purpose of down payment and closing cost assistance.  The homebuyers is required to pay 50% of the closing costs.

Eligible households must be first time homebuyers (with some exceptions)

Income and purchase price limits vary by family size. Household income for a family of four (4) cannot exceed $54,100 in order to be eligible for the program.

The Down Payment Assistance Program can be used with other First Time Homebuyer Programs to help make homeownership possible for almost everyone.

Program #2: The Frisco Targeted Down Payment Assistance Program
(targeted to City of Frisco and Frisco ISD employees)

Families with at least one adult working full-time FOR the City of Frisco or Frisco ISD for at least 6 months may be assisted in purchasing a home in Frisco.

The program provides forgivable loans of up to $5,000 to qualified homebuyers for the purpose of down payment and closing cost assistance.

Eligible households must be first time homebuyers (with some exceptions).

Income and purchase price limits vary by family size. Household income for a family of 1 or 2 cannot exceed $66,500 and 3 or more cannot exceed $76,475 in order to be eligible for the program (see the  TDPA brochure for more details).

The Down Payment Assistance Program can be used with other First Time Homebuyer Programs to help make homeownership possible for almost everyone.

Click here to download an application for either of the Down Payment Assistance Programs.

The following documents should be attached to your application and the entire package should be sent to the contact information below:

- 1 month of pay stubs for all adult household members

- Income documentation from other sources (e.g. social security, child support, disability, etc.)

- Asset statements (e.g. stocks,  bonds, CD's,  money market funds)

- 6 months of bank statements for all adult household members

- 3 years of tax returns

- A pre-approval letter from a lender for a mortgage

- Copy of Social Security Card (for all adult household members)

- Copy of Drivers License (for all adult household members)

- The City of Frisco offers an eight-hour HUD-approved Homebuyer Training program. Classes are held at the City of Frisco and the Consumer Credit Counseling Center in McKinney.  Please find the dates for 2010 classes below:

City of Frisco Classes

George A. Purefoy Municipal Center, 6101 Frisco Square Blvd., Frisco, Texas 75034.

9:00 AM - 6:00 PM

January 9, 2010

March 6, 2010

May 8, 2010

July 10, 2010

September 11, 2010

November 13, 2010

City of McKinney Classes

Classes meet at the Consumer Credit Counseling Center, 901 N. McDonald, #600, McKinney, Texas 75069. Contact Cristel Pruneda, 972-547-7519 or cpruneda@mckinneytexas.org, to register.

9:00 AM - 6:00 PM

February 13, 2010

April 10, 2010

June 12, 2010

July 11, 2010

August 14, 2010

October 9, 2010

 

To register for the City of Frisco classes, or for more information please contact:

Stacy Brown
Housing and Grant Administrator

City of Frisco
6101 Frisco Square Blvd, 5th Floor
Frisco, Texas 75034
(972) 292-5114
sbrown@friscotexas.gov